Terms of Use

These Terms apply to your use of paymaster.ee and the software membership unless a product-specific order or agreement states otherwise. The Verified Partner Program, facilitation, deal/attorney workflows, and partner Treasury deposit/payout functions are separate products with separate applicable terms. Review those terms and payment instructions before proceeding.

Paid software memberships are intended for business or professional use. Independent brokers and sole proprietors may register as individuals and subscribe for their own professional activity. This does not exclude consumer rights that apply by mandatory law.

For software memberships, PAYMASTERS OÜ provides access to the software listed in the selected plan. Other workflows, including facilitation, deals involving attorneys, and partner Treasury deposits or payouts, are separate; their scope, parties, responsibilities, fees, and payment route are described in the applicable order or agreement.

Clients engaging our services must provide accurate, verifiable, and legally obtained corporate and financial documentation. Any attempt to submit fraudulent documents or bypass AML/CFT (Combating the Financing of Terrorism) regulations results in compliance escalation procedures under applicable regulatory frameworks.

All content, analytical models, and proprietary logistical frameworks displayed on paymaster.ee are the intellectual property of PAYMASTERS OÜ and may not be copied or reproduced without prior written consent.

Software outputs are informational and do not guarantee acceptance by a bank, counterparty, or other institution, completion of a transaction, or a particular financial outcome. Any responsibility for a separate product or transaction is addressed in its applicable order or agreement, subject to mandatory law.

These Terms of Use and any separate agreements whereby we provide you services shall be governed by and construed in accordance with the laws of the Republic of Estonia.

All rights reserved. Registered in Estonia.

Subject to payment of the applicable fees and continued compliance with these Terms, PAYMASTERS OÜ grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the purchased software modules and licence plans for your own internal business purposes during the subscription term. Each licence is issued to the customer identified in the order: either the named legal entity or, for an individual account, the account holder using the service professionally.

You may not resell, sublicense, rent, publish, reverse engineer or use the software to build a competing product. Documents and reports generated by the software may be used and shared by you for your own commercial purposes, provided they are not presented as advice issued by PAYMASTERS OÜ.

The prices published on /pricing are the prices applied at checkout. Module purchases are one-time licence fees. Professional and Business memberships are offered for monthly or annual terms in US dollars. Each term currently requires a new payment request, payable by bank transfer or TRON/USDT; there is no automatic card charge or renewal. Published amounts exclude VAT, sales tax, withholding and bank charges, which are added or withheld as required by law.

PAYMASTERS OÜ issues the payment request for a membership. Payment methods and the seller for any other product are identified in the relevant order. We may change published prices with notice before a future term; the price already paid for the current term is not affected.

Refunds and cancellations are governed by our Refund Policy at /refund-policy, which forms part of these Terms. Consumers in the EU/EEA, the UK and Switzerland have a 14-day withdrawal right, subject to the digital-content exception described in that policy.

A membership may be cancelled from the partner workspace or by writing to info@paymaster.ee. Cancellation takes effect at the end of the current paid term and prevents a future term from starting unless a new payment request is made and paid. No pro-rata refund is provided for a term that has started, except where the Refund Policy or mandatory law requires otherwise.

We provide the software on a commercially reasonable efforts basis and may perform maintenance, release updates or modify features. We do not warrant uninterrupted or error-free operation, and no service level commitment applies unless it is expressly agreed in a signed Enterprise order.

Support is provided by email at info@paymaster.ee during Estonian business days. Response targets, if any, are stated in your plan or Enterprise order and are not a guarantee of resolution time.

You must not use the software to submit forged, misleading or unlawfully obtained documents; to circumvent sanctions, AML/CFT or KYC controls; to harass counterparties; to scrape or overload the platform; or to upload malware. You are responsible for the accuracy and lawful basis of every document and data set you enter.

We may suspend or terminate access immediately where we reasonably believe these rules have been breached, where required by a competent authority, or where continued provision would expose PAYMASTERS OÜ or third parties to legal or regulatory risk.

We process personal data as described in our Privacy Policy at /privacy-policy, in accordance with the GDPR and applicable Turkish data protection law (KVKK) where relevant. Where you submit personal data of your representatives or counterparties, you confirm that you have a lawful basis to do so.

Each party will keep the other party's non-public business information confidential and use it only to perform the contract, except where disclosure is required by law or by a supervisory authority. A data processing agreement is available on request for Enterprise customers.

The software produces calculations, document drafts, screening leads and risk indicators. These outputs are informational tools, not legal, tax, accounting, investment or financial advice, and they do not replace independent due diligence or a decision by a qualified professional.

A SaaS membership provides software access only and does not itself execute or release a transaction. Deal/attorney workflows, facilitation, and partner Treasury deposit or payout functions are separate products; the applicable order or agreement identifies their scope, parties, responsibilities, fees, and payment instructions.

These Terms apply while you use the website and for the duration of any licence or subscription. We may suspend or terminate your access for material breach, non-payment, fraud, sanctions exposure or regulatory requirement, with notice where practicable.

On termination your right to use the software ends. Ending access does not itself delete existing records. Retention and deletion depend on the type of record, applicable requirements, and the Privacy Policy; contact info@paymaster.ee with a data request. Clauses that by their nature survive termination — including payment, liability, confidentiality and governing law — remain in force.

We may update these Terms to reflect changes in the software, pricing or applicable law. The current version is always published on this page with its effective date. Material changes are notified by email or in the partner workspace at least 30 days before they take effect; continued use after that date constitutes acceptance.

Questions about these Terms, invoices or cancellations: info@paymaster.ee. Postal address: PAYMASTERS OÜ, Harju maakond, Kuusalu vald, Pudisoo küla, Männimäe, 74626, Estonia. Registry code 14525545.

These Terms are governed by the laws of the Republic of Estonia. The courts of Estonia have exclusive jurisdiction, except that consumers may bring proceedings in their country of residence and either party may seek urgent relief from a competent court. Nothing in these Terms limits rights that mandatory consumer law grants you.